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oceanic and not mr. association, the costliest storms to hit katrina by one at funk shot. take, about 30 billion. andrew in 90 to about 36.5 billion. wilma in 2005, i've been 18 billion, charlie indo for 15 billion, reader, frances and jeanne all and hurricane damage. in your view, does the national flood insurance program currently structured work? >> i think it does work. it does help protect consumers from an uninsurable event in the private arcade. the program was created in 1968 was the result created because the private market could not accurately and in suitably underrate the insurance risk. so what was happening was people were completely without flood insurance protection. so is happening in the 60s and 50s as american citizens were being flooded and the only recourse that she had was federal disaster assistance after the fact. so the program was created to have people pay into a program and be prepared for storm and a flood event before it happened. now, it certainly could use improvement. you know, there are critics out there whose fate is is too subsidized by the federal gove
and in some respects, it was a natural process after hurricane katrina where they could start over again. the other places homeland where i think there is more choice. if you look at the results, it is amazing. but about a third of the kids in harlem are in this district. they went up dramatically when they started this process there. it was something like 28 out of 30, now it is about 16. not only did the charter school is almost outperformed everybody, but the public schools, which were 28, actually moved up significantly themselves. so i think those are two substantiation of models that could be developed. so in terms of difference of reforming and relinquishing, i think it is very important as an idea that needs development. that is where i would come down. >> i would have to agree that it is choice. for two reasons. there is a catalytic effect, if you will. going against an attrition or a system, if the college isn't getting applicants, he will either go out of business or there is a catalytic effect on the underperformers of having people be able to make choices with their kids, an
to be connected, and ten years ago or five years ago in the wake of katrina, it was possible to say, well, look, you know, the networks are young. these guys are investing. they got the right incentives to make it reliable, and for the industry to say, no regulation, no standards or enforcement, you know, we're past that. there's a point in which you have to bite the bullet and say, look, guys, we're all about, doing a great job or not a great job, but too many people are dependent on you to let this just be private sector decision making. we at least have to know how reliable networks are, we have to plan, and, frankly, in an emergency, it is really everyone's benefit to have some of the rules in place. i know that everybody focuses on cost, and that's right. you know, this is one of the criticism that the blog post came from a friend of mine from cato saying, yeah, everyone wants cheap phones until there's an emergency, and then where's the backup power? that costs money. there's a decision you make about the tradeoffs. there's good things about the current-private structure, multiple network
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